VAT on property, explained
Clear, practical guides to the VAT that comes up when you buy property, and how a VAT bridging loan covers it until HMRC refunds you. We are a broker, not a tax adviser, so always confirm your position with your solicitor and accountant.
HMRC VAT Refund Timing
How long an HMRC VAT refund takes, what delays it, and how a VAT bridge frees the cash you would otherwise wait on after a property purchase.
GuideOption to Tax Explained
The option to tax lets an owner charge VAT on otherwise exempt commercial property. We explain how it works, why you would opt, and how to revoke it.
GuideReclaim VAT on Commercial Property
How to reclaim VAT on commercial property: get VAT registered, recover it on your VAT return, and use a VAT bridge to cover the cash gap until HMRC refunds.
GuideSDLT on Commercial Property
How SDLT on commercial property works, why VAT increases your stamp duty bill because SDLT is charged on the VAT-inclusive price, and how to plan the cost.
GuideTOGC and VAT on Property
How a transfer of a going concern (TOGC) can mean no VAT on a commercial property sale, the conditions to meet and the pitfalls that catch buyers out.
GuideVAT on Auction Property
How VAT on property bought at auction works: checking the legal pack for the option to tax, VAT on the hammer price, and funding it before completion.
GuideVAT on Commercial Property
When is there VAT on commercial property? We explain exempt versus standard-rated sales, the option to tax, the 20% rate and how a VAT bridge funds it.
GuideVAT on Commercial Rent
When landlords charge VAT on commercial property rent, how the option to tax works, and when you can recover the VAT on your lease. A plain UK guide.
GuideVAT on New Builds and Conversions
How VAT works on new build and conversion property: zero rating for new homes, the reduced rate for some conversions, and when a VAT bridge helps.
Get indicative terms on a VAT bridge
Tell us the purchase price, the VAT position and your completion date. There is no charge to enquire.