About VAT Bridging Loans

We arrange VAT bridging loans for buyers of UK commercial property. When a purchase is standard-rated and 20% VAT falls due at completion, we source short-term finance that covers the VAT and is repaid from your HMRC refund.

What we do

We work with whole-of-market VAT bridging lenders to find terms that fit the purchase, the security available and your completion date. Because the loan amount is defined and the exit is a known VAT refund, we can move quickly, including on auction purchases with tight deadlines.

How we work

Tell us the purchase price, the VAT position and when you need to complete. We come back with indicative terms at no charge. VAT bridging on commercial property is a form of commercial finance and is not regulated by the Financial Conduct Authority.